Welcome to the new year ...

• How many of you made resolutions for 2009?

• How many of you made realistic resolutions for 2009?

• How many of you made realistic resolutions for 2009 that you will keep?

• How many of you made realistic resolutions for 2009 that you will keep and be glad you kept?

• How many of you made realistic resolutions for 2009 that you already ended.

• Many make resolutions about money and losing weight.

• Many (a week into 2009) probably already went to a decent restaurant and spent good, hard earned money on a so-so meal.

That's why I don't make resolutions.

Happy New Year.